WELCOME TO BRANSGROVES MORTGAGE BROKERS

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Keeping it Simple

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FAST FRIENDLY ADVICE

For All Your Mortgage Needs

Mortgage Advice

Fast Friendly Advice

Keeping it Simple

Talk to us today!

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Lack of choice?

We tap into a wide panel of dedicated lenders to get you a great mortgage deal

If you’re looking for a mortgage that gives you the most flexible and suitable terms for your needs, you’re in the right place.

We provide not only a tailored, personal service, but also access to lenders who are not available to the general public.

So we work hard to shop around with our lender panel, based entirely on your individual circumstances – so you know you’ve got a competitive rate and terms to suit you.

Whether you’re getting a mortgage loan for the first time, or you’ve had experience, or looking for a re-mortgage deal, we can help!

The mortgage advice process can be long and frustrating, we aim to make it simple!

Regardless of your employment circumstances, age, or credit status, we go that extra mile to get a positive outcome.

Just pick up the phone – whatever time of the day or night, we’re here to help with our round the clock mortgages service!

5-Star Service

We are a small team of experienced and professional advisers, with extensive knowledge of mortgage products.

Regulated Advisers

All of our brokers are professional, experienced advisers, and fully qualified.

What We Offer

All Our Mortgage & Protection Services

CIS Construction Industry Mortgages

CIS, Self-Employed

CIS Contractor Mortgages

The Construction Industry Scheme (CIS) is designed for those working in the building trade, and involves different tax treatment. We advise on how this affects you if you are applying for a mortgage.

Accident, Sickness & Unemployment Cover

Accidents, illness, sickness

Accident & Sickness Cover

If you have to have time off work due to illness or an accident, an Accident & Sickness policy will cover you for a short time, allowing you to maintain your monthly outgoings.

Impaired Credit Mortgages

Bad Debt

Impaired Credit Mortgages

Impaired credit can be a problem when you are trying to take out a new mortgage for a property. But there may be ways in which we can help, and it may not be as bad as you think.

buy to let mortgages

Buy to Let

Buy to Let Mortgages

If you are looking to buy a property as an investment, talk to us in the early stages, so we can give you the best advice. There is much to consider, especially if this is your first time – we are here to help you on your journey.

Bransgroves First Time Buyer Mortgages

First Time Buyer

First Time Buyer Mortgages

Taking out a mortgage for the first time is a big step – and we can help you plan. Getting your finances in shape is an important part of the planning process, and working out how much you can comfortably afford.

Critical Illness Cover Policies

Critical Illness

Critical Illness Cover

Critical Illness cover is similar to a life policy. It is designed to pay out a lump sum, and triggered in the event of being diagnosed with a serious illness, such as cancer, heart attack, stroke or MS.

whole of life mortgage protection

Whole of Life

Whole of Life Protection Policies

You can consider a life insurance policy which is designed to pay out a lump sum, in the event of the policy holder passing away, or being diagnosed with a terminal illness – an essential protection for your mortgage.

bransgroves-shared-ownership-mortgages-review

Shared Ownership

Shared Ownership Mortgages

A scheme whereby a set percentage, or ‘share’ of a property, can be purchased – with the other ‘share’ being owned by a third party – often the local authority or a housing association.

buy to let mortgages

Self-Employed

Self-Employed Mortgages

Getting a mortgage when you are self-employed takes a different approach due to the information needed to submit an application. We will advise you at every step, to ensure that the process goes smoothly.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Most Buy to Let Mortgages are not regulated by the Financial Conduct Authority

Philip Bransgrove, Mortgage Broker IoW

Philip Bransgrove, Lead Adviser, Bransgroves Mortgage Brokers

Get to Know Us

Mortgage Loans Tailored to Your Needs

We have been advising home owners and buyers on how to get a great mortgage deal for their needs for over 10 years.

We make the application process as simple as possible and help you at every step of the way, so don’t worry about the details, we are here to help.

Mortgage loans and protection products (insurance) are our speciality and we provide a complete service.

We have a long list of happy clients, and hope you will join them!

Bransgrove Mortgages Brokers provides expert mortgage, protection and insurance advice. Bransgrove Mortgage Brokers is a trading name of Just Mortgages Direct Limited and Bransgrove Mortgage Brokers is the name under which we carry out these services.

Bransgrove Mortgage Brokers is not a business in its own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited. Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Direct from our customers…

Customers' Testimonials

I can’t recommend Philip highly enough. He’s not just a broker, he’s someone who genuinely makes a difference. His kindness, professionalism, and deep experience set him apart in a way that’s incredibly rare. From the beginning, Philip guided us with patience, clarity, and care. He took the time to understand exactly what we were looking for and helped us secure the best possible deal without ever making us feel rushed or overwhelmed. What stood out most was not just his expertise, but who he is as a person. We feel incredibly lucky to have met him, both as our broker and as someone we now hold in the highest regard. Thank you, Philip, for everything!

Bransgroves

Miss B

February 22, 2026

We had a very positive mortgage review with Phil where we explained our current situation. Phil listened, understood and offered options for our next fixed term mortgage taking our goals and objectives into account. He has really helped us feel secure about our future. Phil’s entire team are professional, efficient and always helpful and won’t hesitate to recommend them to anyone looking for their first or next deal in the mortgage life.

Bransgroves

Mr & Mrs P

February 22, 2026

Philip helped me secure my mortgage and was brilliant! As a first time buyer I was a bit unsure of the whole process however Phil explained everything and was so helpful throughout the whole process.

Bransgroves

Miss M

February 22, 2026

“Philip has been absolutely amazing! It’s been clear that he is very knowledgeable, responsive and approachable. Philip clearly explained the different mortgage options in order to pick the most suitable one. Really appreciated this, especially as a first time buyer. He was also able to quickly deal with any hiccups along the way. Very professional, patient and friendly. I’d definitely recommend and I will definitely be coming back to Philip in future! Thank you Philip!”

Jayal Valaba

Jayal Valaba

October 17, 2024

“Phil was incredibly helpful through the whole process of applying for our mortgage. He helped us understand clearly all of our options and was available when we needed his help to push things along. Would recommend strongly to anyone looking to get a mortgage.”

Adam Carey

Adam Carey

October 17, 2024

“I would like to take this opportunity to thank Philip Bransgrove in helping us purchase our first home in UK. He takes his time to look for the best offer from lenders to suit our needs. Looking forward to be assisted for our next home!”

Aimee Grace

Aimee Grace

October 17, 2024

“Philip has handled several mortgage transactions for us over the last few years. Most recently this month he made sure we had the right options to choose from and helped us work through them. He is personable, professional, organised and diligent in everything he does. I would recommend him to anyone looking for the right mortgage.”

Neil Mullane

Neil Mullane

October 17, 2024

“Outstanding service provided by Philip Bransgrove! We first used his help 6 years ago when we decided to buy a house and he made all the process very easy and straight forward. Now we in the process to complete our 3rd remortgage and Philip was just outstanding by finding us best deal. Thank you.”

Romualdas J. Bužokas

Romualdas J. Bužokas

October 17, 2024

“A huge Thank You to Philip Bransgrove Just Mortgages. Very Knowledgeable, friendly, clearly explained the mortgage options in order to pick the most suitable one, amazing and great service. We would highly recommend Philip, anyone looking to get a mortgage. This has been our second time working with him and it won’t be the last time. Thank you Phil🙏😊”

Mihaela Petcu

Mihaela Petcu

October 11, 2024

“Five stars for Phil! Over the past year, he has helped us as first time buyers with advice and mortgages through two potential purchases and one completed purchase. His communication is excellent and he really will do everything he can to help. Next time we need mortgage advice we will absolutely be contacting Phil! Thanks Phil!”

Tom Frost

Tom Frost

October 11, 2024