Mortgages

Getting a mortgage when you are self-employed takes a different approach due to the information needed to submit an application. We will advise you at every step, to ensure that the process goes smoothly.

Looking for a remortgage? If you’re staying put in your home but want to look at re-financing, we can help. We look at the available deals on offer from our panel of lenders and work out how to calculate if it is worth remortgaging.

Taking out a mortgage for the first time is a big step – and we can help you plan. Getting your finances in shape is an important part of the planning process, and working out how much you can comfortably afford.

The Construction Industry Scheme (CIS) is designed for those working in the building trade, and involves different tax treatment. We advise on how this affects you if you are applying for a mortgage.

Impaired credit can be a problem when you are trying to take out a new mortgage for a property. But there may be ways in which we can help, and it may not be as bad as you think.

If you are looking to buy a property as an investment, talk to us in the early stages, so we can give you the best advice. There is much to consider, especially if this is your first time – we are here to help you on your journey.

A scheme whereby a set percentage, or ‘share’ of a property, can be purchased – with the other ‘share’ being owned by a third party – often the local authority or a housing association.