How to get a remortgage
If you’re staying put in your home but want to look at re-financing, we can help. We look at the available deals on offer from our panel of lenders and work out how to calculate if it is worth remortgaging.
Is it worthwhile remortgaging?
Reassessing your current circumstances?
If you have had your current mortgage for some time, and want to review the affordability or conditions of the mortgage, talk to us as soon as possible to look into options to see if we can get you a better deal.
- You may have taken out a fixed rate mortgage when interest rates were less stable, and looking at an alternative option if that rate is coming to an end.
- Maybe you have a variable rate mortgage and have been thinking about making the change to a fixed rate to enable you to plan longterm finances.
- Or perhaps you have a variable rate with a lender that you want to compare with other lenders, to see if better rates are available.
- Or maybe you have built up equity in your home and want to remortgage to release some equity for other reasons.
Whatever your circumstances, talk to us for some advice as to alternative mortgage options that could work better for you.
We are always at the end of the phone, call us today!
Frequently Asked Questions
Need a lower monthly payment plan?
If you think your monthly mortgage payments are too high, and want to look at remortgaging to get them down, talk to us. We can either extend your mortgage term or potentially find you a better rate, to enable your repayments to be more affordable. Fee-free, expert advice is only a phone call away – we will provide you with the advice that fits your individual circumstances.
Want to release some equity?
If you have a lot of equity built up in your home, and you want or need to release some funds by remortgaging, we can look into this for you. There are many circumstances where this might be a preferred option for you – maybe you’re starting a new business, or renovating your property. Or in the unfortunate event of a divorce or other family circumstances, you have decided to release funds you need for other purposes. Whatever your circumstances, we can help you to make the choice that suits you. We provide professional, fee-free advice, so talk to us today.
Looking at fixing your mortgage rate long term?
If you have decided to go for the option of changing your mortgage to make the repayments more predictable and easier to plan for, then a fixed rate mortgage is a good option. If you are paying a variable rate, or you are on a fixed rate that could be higher than current available rates, talk to us about switching. We will provide objective, expert advice so you can make the choices that fit your circumstances.
We can help you to understand more about how remortgaging works and if it’s right for you – contact us today to arrange an appointment!
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
