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Bransgroves, Mortgages, retirement

lending into retirement

Added by admin | November 23, 2025

Lending into retirement

Lending into retirement is becoming one of the fastest-growing trends in the mortgage market, according to new data from the Building Societies Association.

Isle of Wight, moving house

Philip Bransgrove

Added by admin | December 9, 2025

Moving to the Isle of Wight

Philip’s musings about his own house move to the Isle of Wight.

Bransgroves, Limited Company, Mortgages

limited company mortgage

Added by Angela Knox | November 23, 2025

Limited Company Mortgages

As tax reforms continue to reshape the property investment landscape, more landlords are considering limited company mortgages as a way to protect profits and streamline their portfolios.

100% Mortgage, Bransgroves

Philip Bransgrove advising on 100% mortgages

Added by Angela Knox | January 7, 2026

Can You Get a 100% Mortgage in 2025? – What You Need to Know

Find out whether 100% mortgages are available in 2025, how they work, and what options exist for buyers with no deposit.

Bransgroves, Buy to Let, Mortgages

How much deposit do I need for a buy to let?

Added by Angela Knox | December 20, 2025

How Much Deposit Do I Need for a Buy-to-Let?

Find out how much deposit you need for a buy-to-let property, what lenders look for, and how to strengthen your mortgage application.

Remortgage, solicitor

conveyancing solicitor

Added by Angela Knox | November 27, 2025

Do I Need a Solicitor to Remortgage? Here’s What You Should Know

Wondering if you need a solicitor to remortgage? Learn when legal help is required, how much it costs, and what alternatives exist.

Bad Credit, Shared Ownership Mortgage

shared ownership mortgage with bad credit

Added by Philip Bransgrove | January 2, 2026

Can I Get a Shared Ownership Mortgage with Bad Credit?

Discover how to get a shared ownership mortgage with bad credit, which lenders to approach, and what steps can boost your approval chances.

Local mortgage advisor

why local knowledge matters on the Isle of Wight

Added by Greg Bransgrove | December 9, 2025

Professional Mortgage Advisors Near Me: Why Local Knowledge Matters in 2025

As mortgage rates continue to fluctuate and affordability challenges dominate the housing market, more borrowers are turning to expert mortgage advisors in their local area.

Buy to Let Mortgage

buy to let mortgage

Added by Philip Bransgrove | January 2, 2026

Buy to Let Mortgage Market Faces Fresh Challenges in 2025

The buy to let mortgage market, once seen as a cornerstone of property investment in the UK, is undergoing significant change in 2025.

Overpaying Your Mortgage

overpaying your mortgage

Added by Angela Knox | December 18, 2025

Overpaying Your Mortgage – Small Steps That Add Up

In a year marked by rising interest rates and financial uncertainty, many homeowners are looking for ways to reduce long-term borrowing costs. One strategy attracting renewed attention is mortgage overpayment – the practice of paying more than the minimum required each month or making occasional lump-sum payments.

Buy to Let Mortgage, Competitive Interest Rates

buy to let mortgage

Added by Philip Bransgrove | December 20, 2025

How to Find a Competitive Buy to Let Mortgage

Discover how to find a competitive buy to let mortgage in 2025, including tips on rates, deposits, tax changes, and landlord strategies.

Interest only Mortgages

interest only mortgage

Added by Angela Knox | December 21, 2025

Interest-Only Mortgages – A Niche Product Returns to the Spotlight

Once the poster child of Britain’s housing boom, interest-only mortgages virtually disappeared after the 2008 financial crisis. Regulators grew wary of borrowers taking out large loans without credible repayment strategies, and the market contracted sharply.